There will be a time in your life when you will pass away or even will need to deal with the actual stress of having a family member pass away. Hopefully, whenever either of those things happens
there is a funeral service coverage to fall back on and all you or your family members need to do is make a claim to the insurance company and then go ahead and deal with the funeral service
preparations without having to be worried about how to pay for it all. Here is a look at what will be needed to make a claim.
The very first thing which will have to be done is find out who underwrites the funeral cover policy. This is so that you can submit your claim to the right insurance company. It's a wise decision to have all your documents in a single file that everyone knows where to find and also to have copies of all the paperwork with a financial consultant or even lawyer or even member of the family. By doing this all that has to be done is to have somebody open the file and take a look at exactly what funeral service cover policies are available. For more information on parents funeral cover go to https://www.instantlife.co.za.
Once you have figured out who to submit the claim to you need to get a copy of the death certification. You will have to send this to the insurance provider along with any other documentation that they require. This might include things like the policy number and certain other coverage paperwork that should be in the file that you have. If you are not certain what you need to send to make a claim you need to simply get in touch with the insurance company and ask all of them what they need you to send them.
Once that is carried out, you should only have to wait a few days to receive the payout. The typical waiting period is about two days. This is out of consideration for the family and a realisation of the want to get on with the actual grieving process that follows the loss of a loved one.
The entire claims process with a funeral service policy is designed to be as basic as well as pain-free as possible for those who are left behind. Even though insurance companies are often seen as being ruthless as well as unscrupulous in relation to filling the actual claims that they are supposed to fill, they do really care about the man on the street and don't want to cause much more grief than they have to. The only reason that they do the actual investigations that they do is to protect themselves from dishonest individuals who would like to make a quick buck from fraudulent claims.
You ought to be able to see that making a claim on a funeral policy is really rather simple. All you need to do is actually know who to make the actual claim from and what documents to send to the relevant insurance company. It should not take very long to complete all of that and it will definitely be worth the effort because it will take away the stress of having to finance a funeral.